What is ReadyBucks?
Serving small business owners, gig workers, rideshare drivers, and independent contractors is what we do. Through a simple application process, we quickly verify your income to get you funded fast.
What is a Merchant Cash Advance?
A Merchant Cash Advance (MCA) is NOT a loan.
It is funding meant strictly to support your business. Instead of borrowing money, you are selling a portion of your future business revenue to us in exchange for funds deposited into your account today. Then, we simply take automatic weekly payments from your connected bank account over an 8-week term.
Revenue-First Approval
Decisions are based on your work history and incoming business deposits, not your credit score.
Transparent Pricing
No hidden fees. What you see is what you pay. Period. You’ll know the exact total repayment amount before you sign.
Stress-Free Repayment
We set up automatic weekly payments over an 8-week term so you never miss a due date.
Fast Funding
Your business runs at full speed, so we do too. Most applicants get a decision within a few days and funds shortly after signing.
Simple Renewals
Once your current advance is paid in full, you can apply for your next round of funding immediately.
We Grow With You
If your business needs consistent capital to keep moving, we’re your long-term partner.
Serving self-starters is in our DNA. We know the road can be rocky, which is why we're dedicated to helping you smooth out the bumps. From unexpected repairs to expanding your operations, we provide the funds and support you need to keep your business growing.